Loan System

[[TC-R] Renegade]

While I believe your idea is a good one, I don't see the point of it on the TC server at the moment. In my opinion it is so easy to earn money, with intake restriction being a thing. If you think about it, it really isn't hard to save up for the cars you want. If you take a 35% restricted UF1, you can earn +6 when you reach the speed limit. And if you take a 46% restricted XRT, you can earn up to +5. In a week, if you try, you can easily earn €30,000 or more.

You start off with €10,000. You can easily pick up a cheap pre-owned TBO car for that price, and then save up further for the cars you want. If anything, I think that you should lose more money from chases. Like doubling the price of fines from chases, to make it more realistic and have people disregarding road rules less, they'd care more about their bank account and play more realistically.

With that being said, I do believe there should be something new implemented, almost like servicing your car, but insuring it. You have to insure it once every 2 weeks or so, each class of car being a different price e.g. for TBO cars €250 for 2 weeks of insurance. I think that would make the game more realistic and you can also be fined for driving without insurance.

Edit: Insurance could be based of milage too, like the servicing, you could insure your car for 2500km's for €250, or insure it for 5000km's for €450 or so.

Like I said, I like your idea, but it takes the fun away from earning the money in my opinion, and you'd not appreciate the cars you bought as much if you didn't have to work as hard for them.