What should determine your car insurance?

[Malibu]

(2012-02-21 17:14)Audiojack Wrote:  Here car insurance is determined by place of residence (municipality), car make, model and year of introduction and to some extent, the age of the owner (Only costs more if you're under 22 or something like that).

"Discriminating" against age is perfectly normal IMO, young people who just had their license really don't have and in fact CAN'T have as much experience on the road as older drivers.. .

But just because the majority seems to cause more accidents doesn't mean that those, who actually can drive as good as the average 30-40 year old drive or even better, have to be stereotyped.