What should determine your car insurance?

[[TC]►Leon◄]

I see where you're coming from with your point Turk, but insurance companies have to be prejudice. I'll put it like this. If I were to be insured on your terms e.g low premium, based on the fact that it's my first car and I seem like a sensible person, have a sensible car, sensible social group, sensible housing and so forth. Then what'll the insurance company do when I sensibly park my car in someones living room? It's going to cost them a fortune - Way more than the potential loss of a few first timer clients. I' not saying that all the young men would do this, but enough to outweigh the income of the sensible ones. I'm not making this up. I'm sure you know that all statistics point to young men from 18 to their mid-20's tend to be asses behind the wheel. Like I said earlier: Risk vs gain. Risk having the younger client group smashing up everything around them, but gain a few extra clients via lower insurance for the aforementioned. I'm sorry, but I just can't see how that'll add up

I' not trying to defend anyone here. Hell, I hate the basterds too, as I was recently buttraped by them myself.

Also there is a key factor to all of it. You are obligated by law to be insured, which places very good cards in the company's hands. Remember, insurance isn't a service - It's a business. They don't care about you.

Hope this makes sense. Was written on phone.

- Leon