Suggestions for Safety Rating feature

[[RDSR] Roba]

While I appreciate your intentions and way of thought, I don't think it's possible to filter out ramming/wrong way crashing properly.

Example:
I am a cop. I drive down the Highway at the speedlimit of 160kph. I have spotted potential speeders/wrong way drivers behind me, so once I've set my speed and driving line, I look behind. What I do not see, is the oncoming car on the wrong side of the road, coming also at the speed of 160km/h, behind the notch so out of visual line of sight, and before that behind the Insim speedlimit sign that's placed on top of the map, covering small part of the highway.

This ends up as a full head-on crash with no room to react, and instantly costing me, who did everything by law and took everything into account to generally avoid such situation, a little over 5 SR points.

Now if this happened twice at relatively short timespan, I would already be restricted to lower classes, which I deem unnecessary and unfair.

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So first thought of this is, that if the SR is not refundable, and it will always affect negatively on the innocent party as well, the pace of loosing SR should be halved immediately.