What do you think about my idea?

[TheStigUSA]

I don't have faith in the idea being successful, I think you will find most if not all you choose to 'lend' to will be reluctant to pay you back or just will not at all. I personally don't find it reasonable to think rule 1.1.1 will cover this situation if your borrowers don't pay you back, but the admins will need talk about that.

What you propose is a real world concept which, in that application, is secured by offering of collateral from a potential borrower, as well as from applicable laws protecting both a lender and a borrower, thus ensuring rights and remediation if either party breaks the rules.

This situation doesn't feel appropriate to me to experiment with on TC, it will create nothing but problems and you are the only one who will lose. The buying of TC cash is already enough of a gray area, and with that situation, there have been integrity issues with some 'cash dealers', of which there is nothing the TC staff or the community can help with.