fines by cops with no skin

[Yasen]

Hi, Wiz.
It happens to me also on time to time. Sometimes takes a bit skins to load on recently joined cars or they do when you stay close to them or pit/spec and join on track again.

But I just don't get that why you need a refund?
You are saying you did't notice big red text on your screen when cop chased you? Or stop police on chat?
If is that, I think it's your fault.